Mothers. Much has been written about, dedicated to, analyzed, scrutinized and attributed to this pillar of our existence. Over the years, the cliché of the patient on the couch being asked “Why do you hate your mother?” has become as familiar as Toll House® cookies and Goodnight Moon.

We blame the ‘refrigerator mothers’ of the 50’s, working mothers in the 70’s, we point fingers at coddling, aloofness, guilt, rigidity, permissiveness. Mother’s it seems, have fought a losing battle over the years.

I admit, I did my share of “mother blame” through the therapy-laden decades in which I raised my children.

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The credit report will provide you with much information about how your tenant handles financial responsibility and the house rules set out in the lease. If you are not using credit reports then we strongly urge you to begin now. This is your first line of defense.

This article will look at the basic information in a credit report and consider each area of information to help you draft a sample a credit policy.

Name and Address:

You should verify that the name and address on the rental application match the credit report.

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